I canceled account with sprint on june 14, didnt payoff devices immediately and now since 7/28 i have convergent outsourcing on my reporting not willing to discuss removal at all. The whole industry is designed around fear and harassment - yet collection agencies buy and sell your debt routinely. The more complaints are filed by consumers, the more likely they will be investigated for fraud. Convergent Outsourcing is one of Americas leading collection agencies. Advertisers above have met our Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. I asked couple of times and recorded on my wifes phone, she said as long i pay sprint directly account is no longer considered collection. Disclaimer: This story was originally published on August 31, 2020, on BetterCreditBlog.org. Renton Washington, Convergent Outsourcing Inc. Scam- Trying to collect a paid AT&T account from 16 years ago Renton Washington, Convergent Outsourcing, Inc. I was a month to month plan. I'm down to one last account, and would like some guidance on how to tackle it. Play video Make A Payment If you have an account with Convergent, you can make a payment online or call us at 800-444-8485. We appreciate the opportunity to respond to your concerns. They actually are a debt collections agency. Hello all. We understand that collections is often an emotional and overwhelming process. Except when it drops off the credit report. 11/30/2022 3:48 PM. Hiding negative complaints is only a Band-Aid. Reddit and its partners use cookies and similar technologies to provide you with a better experience. It doesn't erase the existence of the debt. It's advisable to send a debt validation letter via certified mail to get confirmation of receipt and to create a paper trail. Do I need to get them to prove what I owe? FAQs Then I tried to prompt it to let me talk to someone, & a recording came on that only said the name of the company & it hung up on me, I called at&t & they had no record whatsoever of me being a customer of theirs. For example, you may have a baby on the way or want to apply for a mortgage. I want it removed entirely. They stated update will occur. Corporate Advocacy Program: How to repair your business reputation. Be the first one to find this review helpful. She said that Convergent does not buy debt, they only attempt to collect the debt for other companies. Never make an agreement with a debt collection agency over the phone. I swapped services from Sprint to Verizon and have been paying the bill down but it's been over a month since the final bill. Sprint sent account to collections, Convergent Outsourcing. Convergent Outsourcing is a debt collection agency that's been in business since 1950. I got the collection agency's name and with that emailed them for an account number. You also are directed to manage your account at midlandcreditonline.com. I was making payments via automatic draft. Even if someone you speak to says no, try someone else or on another day. If that happens then show proof your payment was to Sorint direct and it would be deleted. Some people have been lucky and it was deleted right away, though. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Bryan Sankey is a Sprint Trainer at Convergent Outsourcing based in Renton, Washington. They say Im past due in the amount of,$1,613.85. A credit repair company can remove a negative mark from your credit report by communicating with the debt collector on your behalf. Corporate Advocacy Program - Verified Status, How To Get Your Report Featured On All Report Pages. Start by offering to pay Convergent Outsourcing half of the amount you owe and negotiate from there. Email. Enjoy reading our tips and recommendations. They said according to sprints policy they cannot delete from the trade line. to the credit bur. - If it's not deleted, send an email to the executive offices from this public website:https://www.elliott.org/company-contacts/ just look for Sprint. Additional original Creditor they claim to represent is PayPal Account from Comenity Capital Bank, additional website to pay your account www.payconvergent.com. Is Convergent Outsourcing legit or a scam? Was just about to apply for an apartment and bam, get hit with a collection the same amount of the ones I just paid off. Do I handle the debt through Convergent? 800 SW 39th Street, Suite 100Renton, WA 98057, 800-444-84857 am to 5 pm Pacific TimeMonday to Friday, New York City Residents: Please be advised that language access services, including the translation of information into a language other than English, may be available. What the BBB has done to consumers for over 100 years is one of the many reasons why Ripoff Report was created. It believes youre more likely to pay if youre desperate to get rid of it. Improving your credit takes time, but its worth it. Your credit score will be affected by this Company. **If the CSR in chat who takes your payment says no to deleting, I would still recommend sending emails to the executive office asking for deletion and including proof of payment or payment confirmation #. Late reply, but i got them deleted off all 3 via disputes with the agencies themselves essentially just claiming "No contract". - You can ask them if you pay in full right now, will they delete the Convergent collection. Why do these companies have such power to impact your credit so easily. Stop breaking the law. Labarr v. Convergent Outsourcing, Inc. - Casetext Also make sure to file a complaint with your state attorney generals office. |, Check your search kayConvergent Outsourcing, Inc. Who's crazy enough to start this website? This profile has not been claimed by the company. Celebrity Skin Cream wrinkle cream rip-off advertisements US Based and Foreign companies bilked consumers out of Hundreds of Millions of dollars over the past 7 years. Convergent Outsourcing does not accept payment in exchange for credit deletion. I was told I owed Cox communications 200 dollars from over 5 years ago. Many factors affect your FICO Scores and the interest rates you may receive. This is what I just went through. For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. The FDCPA prohibits a debt collector from engaging in specific forms of harassment, including: While Convergent Outsourcing claims to provide its representatives with FDCPA compliance training, its still possible for a representative to commit an infraction. This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. If you make this agreement, you MUST have it in writing, if it isn't is writing, there is no agreement. Houston Texas, Convergent Outsourcing Inc Attempted Scam Renton Washington, Convergent Outsourcing, inc This place is a RIP OFF, sent me a bill for $1,129.91 for an account i have never had. Some dont. Hence, the persistent phone calls and emails. On 07/06/2020, Sprint notified our office of a payment in the amount of $834.26. I don't want to pay Sprint if it means that the Convergent line remains on my report with the line "paid in full". Drug Rehab Deception Addiction Treatment Industry Rocked By Fraud & Abuse. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. I have sent numerous validation letters and no response! I had a Spring sent to ERC. They must have hacked into Verizon's computer system Reston Washington, Convergent Outsourcing, Inc. Bogus bill from AT&T WIreless -- I never had AT&T Wireless Renton Washington, Convergent Outsourcing,Inc Settle for lesser amount Renton Washington, Convergent Outsourcing, inc Palisades Collection states I owe an At&T bill that was paid 5 years ago renton Washington, Convergent Outsourcing Inc Galaxy Asset Purchasing, LLC FRAUD ALERT! Convergent Outsourcing/Sprint Help - myFICO Forums - 6579365 Who is ED Magedson - Founder, Ripoff Report. In response to this complaint, your account will remain reported to the credit bureaus with accuracy. BUT UNJUST DONT PROSPER. Convergent Outsourcing, Inc 800 SW 39th St/PO Box 9004 Renton, Washington USA Phone: 8662916364 Web: www.convergentusa.com Category: Cellular Phone Companies Convergent Outsourcing, Inc Scam Collection for Sprint Renton Washington Print this Report Email this Report Tweet Business Rating: Rate this business I don't believe that I owe what Sprint claims that I owe. We have more than sixty years of experience in the debt collections industry, serving clients as a third-party partner for receivables management. Since I paid what I owed to Sprint how can they possibly own this debt? So, now I'm not sure how to handle this. If push comes to shove and you need to take legal action, its your word against the agencys. I got a letter from these people saying that I owe T-Mobile $57.00. IF they said yes, it would be deleted, confirm with them again after paying. I use Credit Karma to keep track of my record, although I haven't been on the non-tax side of it for a while now. Can see right through this one. I have the same collections from sprint thru convergent outsourcing on my credit report. Please contact the moderators of this subreddit if you have any questions or concerns. Re: Sprint sent account to collections, Convergent Outsourcing. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Work with Sprint directly if they still own the debt. More details on software and accessibility are available at WebAIM.org. One of our team members will walk you through the payment process and answer any questions you may have. Phone calls must be made during "reasonable hours" only. I took the forums advice and sent a DV letter which they verified, I then proceeded to send a PIF/PFD letter on 8/30; today is 10/6 and still no response. The Convergent Outsourcing entry should no longer appear, in which case you can continue to make payments until you repay the debt. Why You May Be Getting Scammed Through Your Mailbox - Live Like You Are Calling you before 8 a.m. or after 9 p.m. Misrepresenting itself or information about the debt, Attempting to collect a debt after the statute of limitations expires, Reporting false information about the debt, Contacting you at work or at a time you say is inconvenient, Contacting friends, family or coworkers regarding your debt, Calling you after you request contact through U.S. Mail only, You pay the debt to Convergent Outsourcing, Convergent Outsourcing deletes its entry on your credit report. Im really trying to overcome some debt and past bad decisions and just when I was clear I get smacked with another collection. They are now reporting the account as $0 balance but refuse to remove the account . As an accredited agency, all of our representatives take part in a thorough customer service and Fair Debt Collection Practices Act (FDCPA) compliance training program, which we follow up with ongoing training and quarterly testing. Security Credit Services Listed a fraudulent account on my credit bureau report and won't fix it Renton Washington, Convergent Outsourcing, Inc. attempted to collect 475.00 for their client Paypal. Watch to learn more! also adviced them that this account had beeb included in ,identity fraud with a police report Renton Washington, Convergent Outsourcing Inc Renton Washington Location Claimed I had a Verizon amount owed of $800. For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. They are a scam. Many factors affect your FICO Scores and the interest rates you may receive. I have never had an account with Verizon! RENTON Washington, Convergent Outsourcing Inc. Galaxy Asset Purchasing, LLCUnited Credit National Bank I got a call from Convergent saying I owed THEM $3,753.23; when I asked them what for, they said it was for a bank account I had in 1995 that I took a loan from the internet on. ". ** If a lady or someone else calls you and says they can't delete, be very nice, but let her know you know it is possible because you know of other people that just had it done. I called sprint, who was very eager to accept a payment to confirm if this was true. If so how did you proceed? If they agree that the entry is inaccurate, theyll remove it from your credit report. I contacted this Convergent outsourcing thinking they were a business that fights for the rights of consumers. Read More . Originating in 1950, its current headquarters are in Renton, Washington. Investigate this business and this Tom ** who could be a fake also. they cannot deliver what they say an insane amount of money Pittsburgh Pennsylvania, Attorney Sharon K. Campbell COLLUDES with Wells Fargo Dallas Texas, BlackSwanCapital.co Black Swan Enterprises Peter Tumbas Black Swan Capital The offered guaranteed low-cost financing if I first stepped in high-cost short term financing New York New York, Geeks Ondemand LLC, Lizeth Lagomarcino Papaleo Geeks Ondemand LLC, The Geeks Mob SCAM! North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. They are so good at disguising themselves they even have an official looking form. Press J to jump to the feed. Convergent Outsourcing does not accept payment in exchange for credit deletion. No luck. Received several calls from this Company. Convergent Outsourcing was the most recent CA to report on this debt. Unfortunately, if a bill remains unpaid, the original creditor may employ the services of a third-party debt collection agency to pursue the debt. Learn more. The contact details for Convergent Outsourcing are: 800 SW 39th Street. I called sprint back and spoke with a gentleman this time. My ultimate goal is to get the collection account off of my credit reports. (Sales might work too, you just want someone who can take your payment). FTC's website on credit. If you cannot afford to pay your debt in one payment, our representatives will work with you to setup a payment plan. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Convergent Outsourcing received and responded to numerous requests for validation as well as requests for credit deletion in exchange for payment. Caller I.D. https://www.ripoffreport.com/reports/convergent-outsourcing-inc/renton-washington-98057/convergent-outsourcing-inc-scam-collection-for-sprint-renton-washington-1174751, Convergent Outsourcing, Inc. Convergent Outsourcing, Inc. CONVERGENT OUTSOURCING FRAUDULENT COMPANY Renton Washington, Convergent Outsourcing, Inc. Convergent Mailed me a notice to collect a debt that doesn't exist. Convergent Outsourcing Sprint bill . It depends on how much they gave access to their system to Convergent. For more information about reviews on ConsumerAffairs.com please visit our It collects on behalf of companies and businesses in a variety of industries, including: Although its incredibly annoying, Convergent Outsourcing is a legitimate business and not a scam. We value your privacy. Create an account to follow your favorite communities and start taking part in conversations. I called T-Mobile and they said themselves I have never have owed any past debt in my 14 years with them. Many companies featured on Money advertise with us. Further information is available in our FICO Data Privacy Policy. I called Dish to confirm this and they said they have no record of a debt. There are plenty of articles available if you want more information and tips on how to improve your credit and reach your financial goals. Typically, Convergent Outsourcing is a tough egg to crack. More details on software and accessibility are available at WebAIM.org. As Convergent Outsourcing, Inc., we operate as a third party debt collector for our clients. Learn more. The only advice I can offer you is not to feed into their urgency. It's a scam to collect money from people who pay what they owe. If you have an account with Convergent, you can make a payment online or call us at 800-444-8485. I am a bot, and this action was performed automatically. We also do not buy debts - the debt that you may owe is still owned by the original creditor. He said all he could do was put this note in my file. For more than sixty years, Convergent has worked with clients in process outsourcing, revenue cycle and receivables management. Further information is available in our FICO Data Privacy Policy. If you have an account with us, were here to help! Whether you have a question, need to submit a complaint or want to dispute a debt, you can use this site to contact us. https://money.com/how-to-remove-convergent-outsourcing-from-your-credit-report/. I'd only worry if they fail to indicate that you paid the debt. For more than sixty years, Convergent has worked with clients in process outsourcing, revenue cycle and receivables management. I called sprint again and lady that I barely understood anything said that if i pay in full my account will go out from collections. Going to have to wait for someone to chime in with a more current collection Ill ask around .. Wonder what happens if you try to go in through Tmo vs Sprint and try to pay off the collection.do they just redirect you out Could try calling Tmo with no initial mention of a sprint collection.. if they dont redirect you to convergent. then offer to pay the sprint bill.. We believe in customer service and want to make it easy as possible for people to pay the debts they owe. Convergent is required to password lock receipts due to housing sensitive information. It was easy and if you've been harassed by them you need to do this. Well start sending you the news you need delivered straight to you. If Convergent Outsourcing, Inc., contacts you, it means its pursuing you for an unpaid debt. Cloud Minnesota, Convergent Outsourcing, Inc. Bothersome Calls Apparently From Convergent Outsourcing Renton Washington, CONVERGENT OUTSOURCING. Consumers educating consumers., Complaints Reviews Scams Lawsuits Frauds Reported.. For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. Don't dispute again, it will come back validated. My tertiary goal is to pay as little as possible. PLEASE HELP ME GET CONVERGENT OFF OF MY REPORT! I told them I had never had an account with this place and have NEVER owed such an amount to anyone. Maryland Residents: This agency is licensed as NMLS ID # 930053. Learn more about Convergent Outsourcing or view your account with us online. If it was sold, Convergent has the legal right to collect and to post on your reports. b***@convergentusa.com. If your attempt to remove an entry due to inaccuracies is unsuccessful, you can try to negotiate a pay-for-delete settlement. The letter needs to explain the reason for your late payment and why youre requesting removal. This can vary for each state but generally means they can't call before 8 a.m. or after 9 p.m. local time, unless you've requested that they call outside of those hours. It took a few people and tries but they are finally deleting. Originating in 1950, its current headquarters are in Renton, Washington. As an accredited agency, all of our representatives are thoroughly trained on customer service and Fair Debt Collection Practices Act compliance. If it is their collection dept., did you try to get them to recall the debt? Sprint "The level of success achieved by most businesses can be directly correlated to the extent success is attained within the contact .